Loans

• Support salaries clients to meet unexpected social and economic needs in factories, schools and other institution.
• Loan up to 12 times your average month net salary.
• Instant processing and disbursement as you wait

• Available to all holders of milk account at all times
• Loan amount depends on ability to pay
• Affordable interest rates
• Quick processing and disbursement
• Loan repayable with 18 months

• Available to all members for any eventuality (hospitalization, court fines etc).
• Processed and disbursed as you wait.
• Affordable interest rates.
• Payments are negotiable.

• To provide finance for educational purpose at all levels.
• Payable on monthly basis and annually.
• Affordable interest rates.
• Children day annually.
• Fast processing and disbursement.
• Loan fully insured and has a back-up of funeral rider.
• Loan restructuring.

• Along term loan for 2-3 years (36 months).
• Based on you shares.
• Interest on reducing balance or flat rate.
• Monthly repayment.
• Flexible Security.
• Loan full insured and has a back-up of funeral rider.

• Easy access of motorcycles with minimum deposits.
• Friendly weekly installments.
• Affordable interest rates.
• Faster and efficient processing upon payment of the deposit.
• Free helmet.
• Registered motorcycles.

Requirements

• Must be an account holder with Rujuriri F.O.S.A.
• Original national identity card.
• Ready to meet insurance cover.
• Conventional security.

• Operated by individuals and registered groups e.g. Women groups/ Trust Funds/CBOs.
• Available to all business customers maintaining active accounts.
• Enjoy financial support on savings 30% of amount applied.
• Interest is negotiable.
• Automatic loan to group members.
• Flexible security required.
• Fast, efficient loan processing and disbursement.
• Sacco link ATM.